Offensive cybersecurity
Test your channels the way an attacker would, and fix what exposes you most first.
In short
What is offensive cybersecurity and why does a financial institution need it?
Offensive cybersecurity tests your systems the way an attacker would, with authorization and agreed rules, to find weaknesses before they do. Certia continuously assesses your applications, digital channels and infrastructure, prioritizes what exposes your institution the most and works with your team until every finding is closed.
One penetration test a year leaves eleven months unwatched. In that time applications change, new integrations open up and vulnerabilities appear in components nobody reviewed.
We work in short cycles on the surfaces that matter most: online banking, mobile apps, third-party APIs and remote access. Each finding comes with evidence, business impact and remediation steps, and we test it again once your team fixes it. You reach the audit with an orderly history.
Where it applies
Digital channels
Testing of web banking, mobile apps and APIs, including integrations with fintechs and vendors.
Controlled social engineering
Phishing and impersonation simulations to measure and train your teams, under agreed rules.
Audit readiness
Exposure inventory, remediation plan and evidence of fixes ready for the regulator or your external auditor.
What you get
- Attack surface inventory
- Reports with evidence and impact
- Prioritized remediation plan
- Fix verification
Questions about this capability
Can testing disrupt operations?
Tests run under written rules for scope, schedule and emergency contacts. Higher-risk tests run in test environments or approved windows.
How often is testing done?
We set a cycle based on your exposure. Digital channels are usually reviewed every month and after each major change.
Does it replace my security team?
It complements them with an attacker's view. Your team keeps control of fixes and of the relationship with the regulator.
Other capabilities
- Origination and serviceServe and originate credit on every channel, with a pre-analysis built on your rules.View capability
- Smart collectionsPrioritize your portfolio daily and handle each case with the right tone and timing.View capability
- Identity and fraudVerify every person at onboarding and catch impersonation before disbursement.View capability
- Data and decisionsTurn your data into indicators your committee reads on Monday and uses that day.View capability
- Technology operationsHand sensitive processes to a back office that grows or shrinks with your demand.View capability
Let's talk about what your institution needs to solve.
A first conversation to understand your operation and tell you plainly where we can help, and where we can't.