Product · Credit verification
ScoreaFácil
Credit sources, gathered in one query.
B2B credit verification: it gathers several sources into one report per national ID or tax ID, with each data point's origin and date.
ScoreaFácil
What is ScoreaFácil?
ScoreaFácil is a Certia Group product for verifying the credit and identity of people and companies in Ecuador. With a national ID or tax ID, it queries the modules in each company's package and delivers a consolidated report with the origin, date and status of each data point. It brings sources together and issues no scores of its own, so the credit decision stays with your team.
- For
- Companies that assess credit
- Input
- National ID or tax ID
- Output
- Consolidated report with traceability
What it includes
Query by national ID or tax ID
Modular catalog of sources
Consolidated, traceable report
White-label dashboards
Dedicated API
Batch processing
How it works
Enter the ID
National ID or tax ID, with a format check before the query runs.
Modular query
The system queries the modules included in your company's package.
Consolidated report
You receive a report with the origin, date and status of each source.
Who it is for
- Companies that grant credit
- Retail and installment sales
- Fintechs and cooperatives
- Risk and compliance teams
Frequently asked questions
Is ScoreaFácil a credit bureau?
No. It brings sources together in one report and does not issue its own scores. The credit decision belongs to your team.
Does it integrate with my systems?
For higher volumes there is a dedicated API, batch processing and integration with your CRM or core, quoted separately.
Where can I see it?
At scoreafacil.com you can try the demo with simulated data.
Let's talk about what your institution needs to solve.
A first conversation to understand your operation and tell you plainly where we can help, and where we can't.