Ideas for better decisions.
Practical notes on risk, fraud, collections and data in Ecuador's financial system.
How can a credit union detect early delinquency sooner without losing closeness with its members?How a credit union can spot early delinquency with data it already has and reach each member on time, with the right tone and without losing closeness.Read article
Which signals reveal identity impersonation before you open an account or disburse a loan?The signals you can already detect to stop identity impersonation at onboarding and before disbursement, without making life harder for honest customers.Read article
What should a financial institution in Ecuador review under the LOPDP before automating a process with AI?What a financial institution in Ecuador should review under the LOPDP before automating with AI: legal basis, vendors, decisions and records.Read article
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