Built for regulated operations.
For each industry, the risks that weigh most and the capabilities that answer them best.
How can a bank use artificial intelligence with control?
A bank needs to automate without losing control or traceability. Certia brings AI into origination, collections, fraud prevention and cybersecurity on top of existing systems, with rules approved by the committees and evidence organized for auditors and supervisors.
View industryWhat weighs most
- High volume on digital channels
- Increasingly elaborate fraud
- Audit and supervision demands
- Legacy systems that are hard to change
Recommended capabilities
What can artificial intelligence do for a credit cooperative?
A cooperative competes on closeness to its members. Certia helps it grow without losing that: fast origination at branches and on digital channels, collections that protect the relationship, identity controls and dashboards the board understands, with processes aligned to SEPS supervision.
View industryWhat weighs most
- Portfolio in rural and urban areas
- Small teams with a heavy load
- Early delinquency that grows quietly
- Digital channels still in progress
Recommended capabilities
How can an insurer apply artificial intelligence?
In insurance, AI helps you respond faster, validate better and pay on time. Certia automates policyholder service, the validation of claim documents and evidence, and the detection of suspicious claims, with human review where it is needed.
View industryWhat weighs most
- Claim peaks
- Claims fraud
- Scattered documentation
- Expectation of instant answers
Recommended capabilities
How can a fintech grow with risk under control?
A fintech grows fast and its risk grows with it. Certia brings rule-based origination, fraud prevention, digital collections and security testing so growth does not open gaps, and leaves the evidence investors, bank partners and regulators ask for.
View industryWhat weighs most
- Fast user growth
- Fraud in digital onboarding
- Integrations with banks and payments
- Investor due diligence
Recommended capabilities
What does artificial intelligence bring to a telecom company?
Telcos handle a huge volume of interactions, device financing and fraud risk on lines and number porting. Certia automates service, organizes collections for plans and devices and verifies identity for sensitive changes such as SIM replacement.
View industryWhat weighs most
- Massive service volume
- SIM swap fraud
- Financed device portfolio
- Porting and owner changes
Recommended capabilities
How does retail use artificial intelligence to offer credit?
Point-of-sale credit and store cards drive a large share of retail sales. Certia evaluates applications with alternative data, manages collections on the store's own portfolio and reads purchase behavior to offer each customer the right product.
View industryWhat weighs most
- Point-of-sale credit
- Customers without a banking history
- Collections on the store portfolio
- Loyalty and repeat purchases
Recommended capabilities
How can a public company use artificial intelligence transparently?
Public companies serve very large numbers of citizens with tight budgets and constant oversight. Certia automates high-volume service and procedures, consolidates data for decision making and keeps full traceability of every case, with data processing that complies with the LOPDP.
View industryWhat weighs most
- Mass citizen service
- Oversight and transparency
- Document-heavy procedures
- Revenue collection and receivables
Recommended capabilities
Let's talk about what your institution needs to solve.
A first conversation to understand your operation and tell you plainly where we can help, and where we can't.